Expertise You Can Trust

Transferring your UK pension to the Australian superannuation system is a significant financial decision that requires expertise and careful planning. With the highest of UK pension qualifications available and extensive experience in cross-border pension transfers, we are well-equipped to guide you through this complex process with professionalism and clarity.

We offer a personalised and tailored approach to each client’s situation, taking the time to understand your specific retirement goals and financial circumstances. By leveraging our in-depth knowledge of both UK and Australian retirement planning systems, we provide advice that is comprehensive, strategic, and aligned with your long-term objectives.

A Focus on Your Financial Future

Our commitment is to offer unconflicted, expert advice that prioritises your financial well-being. We focus on delivering a seamless experience, ensuring that every aspect of your pension transfer is handled with precision and care. With our experience and expertise, you can be assured that your pension is in trusted hands.

If you are considering transferring your UK pension to the Australian superannuation system, we welcome the opportunity to discuss how we can assist you in achieving your financial goals. Please feel free to contact us for a consultation.

Your future deserves the highest standard of advice.

Why Work With Us?

At Harding Wealth Management, we pride ourselves on being one of Australia’s leading financial planning practices, specialising in UK pension transfer advice. Our unique blend of UK and Australian financial planning qualifications, combined with over 30 years of advisory experience, ensures you receive the expertise and insight needed for this complex process.

Specialised Qualifications: Simon Harding, with more than 20 years of UK pension experience and over a decade of advising clients in Australia, holds the esteemed Certified Financial Planner® (CFP) designation in both countries. Recognised globally as the benchmark of excellence, CFP® status reflects the highest standards of education, ethics, and experience, and is the highest designation currently available in Australia. As one of the few Australian financial advisers with the highest UK pension qualifications, I possess a deep understanding of the technicalities involved in transferring UK pensions.
Extensive Experience: We have successfully helped many clients navigate the complexities of moving their pensions from the UK to Australia, ensuring a smooth and efficient process.
Transparent and Fair Fees: We believe in providing high-quality advice at a fair and competitive price. Our fee structure is clear and transparent, allowing you to make informed decisions with confidence.

We invite you to explore how our deep knowledge and commitment can help guide your financial journey with confidence.

Simon is a Chartered Wealth Manager™ (UK) and one of the only CFP™ Chartered Fellows of the Chartered Institute of Securities and Investment (UK) currently in Australia.

Experience is not the same as Education

Our business exists because we believe clients deserve both.

When it comes to UK pensions, there are too many ways to make the wrong choice, move or decision, often with irreversible consequences.

That’s why when it comes to having the knowledge and the capability to apply it, you won’t find many better placed than us in our chosen field.

Add in what you’d expect from an advice business committed to the highest Australian ethical standards, and you have a team committed to making sure clients are clear on their options, understand the decisions to be made, and can act with confidence and certainty about the future.

Would you like to engage with:

  • An adviser who has a unique combination of UK and Australian financial planner qualifications and relevant UK Pension transfer advice experience.
  • An adviser who was actually a Pension Transfer Specialist in the UK for over 20 years
  • An adviser who has achieved and maintains the globally recognised highest financial adviser awards, the Certified Financial Planner status, in both the UK and Australia.
  • An adviser who understands your situation and has made the same move you have
  • An experienced, educated and deeply ethical adviser who will take the time to listen and have a thorough understanding of your personal circumstances, goals and ambitions before making personalised recommendations
  • An adviser who commits to regular reviews of plans and strategies to keep them on track
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“I couldn’t be happier with the service you have provided moving my UK superannuation to Australia. The complexity of what you have done here end-to-end is staggering. Thank you for taking the angst out of what could have been a very stressful and problematic process.” – Craig M, Sydney, NSW

“I wanted good advice and got great advice.

I wanted to deal with a company that is professional and I got a company that is at the top of their profession.

I wanted to speak with real people and I got personal service.

I would not hesitate to recommend Harding Wealth Management, they provide advice like it should be.” – Ian P, Brisbane, QLD

“Simon efficiently helped me through the UK pension plan transfer process. His knowledge of this very complex field is unquestionable.  I have no hesitation in recommending his services.”  – David J, Melbourne, VIC

“I was introduced to Simon by my existing financial adviser, who recommended him due to his UK pensions expertise.

It is clear he has a full understanding of the issues involved, and it is comforting to know he has both UK and Australian qualifications.

Simon takes the time to explain all of the options and makes the process and transition easy to follow. You know you are dealing with someone who has a command of the subject matter.

I would not hesitate in recommending him to anybody with a UK pension fund that requires high quality, knowledgeable advice with integrity.” – Susan C, Adelaide, SA

“Whilst searching for advice regarding transferring my UK pensions to Australia I was fortunate to find Harding Wealth Management online.

The knowledge, attention to detail & clarity he & his colleagues provided me was priceless for anyone entering the minefield of Pensions transfers & subsequent investments in Australia. Every detail & all costs were clear & upfront along with realistic timescales.

I would strongly recommend Simon & his team to any UK expat looking to achieve their long term financial security in Australia.” – John S, Sunshine Coast, QLD