Services – Lifestyle Planning
Financial security is about more than just having a well-managed pension—it’s about ensuring your wealth supports the life you want to live. While we specialise in UK pension transfers to Australian superannuation, our expertise extends far beyond this single transaction.
Through lifestyle planning, we help clients answer the big financial questions that shape their future:
With decades of financial planning experience we are able to leverage from our financial planning training to tailor make full lifestyle plans that provide a strategic, goal-driven approach to managing your wealth—so you can retire with confidence.
Our lifestyle planning service goes beyond traditional financial advice by incorporating all aspects of your financial life into a comprehensive, evolving plan. Instead of simply managing investments, we take a big-picture view that ensures every decision is aligned with your long-term goals.
Structuring your retirement funds for tax efficiency and sustainable income.
Evidence-based investing to protect and grow your wealth.
Planning how much you can safely withdraw each year to maintain your lifestyle.
Factoring in major life expenses, from home renovations to travel.
Ensuring your wealth is structured efficiently for both your retirement and future generations.
By integrating these key factors, we tailor your plan to reflect your aspirations and financial realities—giving you a clear path forward as you move toward retirement and beyond.
Your financial future isn’t static—neither should your plan be. Markets change, tax laws evolve, and personal circumstances shift. That’s why our lifestyle planning service includes annual reviews to keep your strategy on track. Each year, we reassess:
By continuously monitoring and updating your plan, we ensure your wealth remains aligned with your goals—giving you the confidence to enjoy your retirement without financial uncertainty.
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Harding Wealth Management Pty Ltd
ABN: 62 603 965 215
Ready for Intelligent Advice?
PO Box 2040, Murray Bridge, SA 5253
Harding Wealth Management Pty Ltd (1009142) is a Corporate Authorised Representative and Simon Harding (448420) is an Authorised Representative of HNW Planning Pty Ltd AFSL 225216
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